Yep. You guessed it. It's gone.
In the time it was left, someone stole it. Driver's license, bank cards/checks, various other things and sundry crapola. Needless to say, this was not great. Luckily, a quick trip back to the bank was easy enough, and they were very helpful in getting the account closed and opening a new account with the balance. So that was smooth. She's now getting together the things she'll need to replace the driver's license. Everything else was non-critical and not a problem, really; she'll have to get new medical cards, but that won't be hard. Mostly, it was just a real shock to her system to have this happen. Also luckily, we have cash on hand to get us through the time between now and getting the new ATM card, so no struggle.
Day ain't over yet. ;)